Sunday, March 1, 2026

Four Must Have Retirement Assets

 Four Must Have Retirement Assets

This video discusses four essential assets for a fulfilling retirement, moving beyond just financial considerations.

The four key assets are:

  • Financial security: This means having enough assets to live comfortably and not feel sacrificial in retirement. The speaker advises against extreme sacrifices in youth for early retirement, referencing the "FIRE movement", and notes that retiring too young can lead to a desire to re-engage with work or activities after a couple of years.
  • Strong relationships: Multiple studies highlight the importance of relationships as we age. The speaker contrasts the independent U.S. culture with other cultures that often feature multi-generational living, suggesting that while independence has benefits, it can also lead to isolation.
  • Health: As people get older, health becomes an increasingly valuable asset. The speaker shares his personal routine of regular workouts and emphasizes making healthy food choices, even when dining out. He stresses the importance of consciously protecting one's health as it's a limited resource.
  • Time: Recognizing that time is a limited resource is crucial. The speaker encourages viewers to make the most of the time they have, particularly during their "senior years".

2nd Video for review (60 seconds clip).


3 videos have been selected for discussion at 15 Clarke Street on Thursday 19th March 2026. 

The topic is "Life after 50".

Friday, December 26, 2025

Home Sleep Study



Some of the earliest equipment used when my clinic started offering home sleep studies.  Got a technician who went to patients' homes at 9 pm to "wire" them up.  Set up was quite simple - done in 30 minutes or shorter.

There were so many choices for masks.  Each design was unique.  The correct size of the mask was taken with the templates shown above. 


Tuesday, September 16, 2025

Bitter Gourd Plants.

 


Bitter gourd (Momordica charantia), also called bitter melon or peria, is a warm-season annual vine in most home gardens. Its fruiting life depends on climate, care, and variety:

  • 🌱 Lifespan:
    Bitter gourd is generally an annual plant. It grows vigorously for one season, flowers, fruits, and then declines.

  • 🍈 Fruiting period:

    • The plant usually starts fruiting 60–70 days after sowing.

    • It will continue to bear fruits for 2–3 months, with peak production in the middle of this period.

    • In good tropical conditions (like Malaysia), with regular harvesting and care, it can sometimes keep fruiting for up to 4–5 months.

  • 🥀 End of life:
    After repeated fruiting, the vine becomes exhausted. Leaves yellow, disease or pests set in, and it eventually dies back.

  • 🌦️ Perennial possibility:
    In warm, frost-free areas, bitter gourd can act like a short-lived perennial if protected from pests and given good soil nutrition, but productivity drops sharply after the first main season. Farmers usually replant each season for reliable yield.


Some practical ways to prolong the fruiting period of bitter gourd and keep it productive for as long as possible:


🌱 1. Fertilization

  • Before flowering: Apply a balanced fertilizer (e.g., NPK 10:10:10) to encourage strong vine and leaf growth.

  • At flowering & fruiting: Switch to fertilizer richer in phosphorus (P) and potassium (K) (e.g., NPK 5:10:15 or organic options like compost + wood ash + bone meal). This supports more flowers and better fruit set.

  • After each harvest cycle: Give a light top-dressing of compost or liquid fertilizer (fish emulsion, seaweed extract) to refresh the plant.


✂️ 2. Pruning & Training

  • Train the vine on a trellis to improve airflow and reduce disease.

  • Remove old, yellowing leaves and weak side shoots so the plant focuses on new growth and fruiting branches.

  • Pinch off the tip of the main vine when it reaches about 6–7 nodes to encourage side branching, which produces more female flowers.


🍈 3. Harvesting Technique

  • Harvest fruits when they are young and green (10–15 cm long, depending on variety).

  • Do not let fruits over-ripen on the vine (yellow or splitting) — this signals the plant to slow down fruit production.

  • Frequent harvesting (every 2–3 days) stimulates the plant to set new fruits.


💧 4. Watering & Mulching

  • Bitter gourd likes consistent soil moisture, but avoid waterlogging.

  • Mulch around the base with straw or dried leaves to keep soil cool and moist, reduce weeds, and add organic matter.


🐛 5. Pest & Disease Control

  • Common issues: fruit flies, aphids, powdery mildew.

  • Use neem spray, insecticidal soap, or sticky traps for insects.

  • Remove diseased leaves promptly.

  • Rotating planting beds each season helps reduce soil-borne problems.


🌦️ 6. Seasonal Renewal

  • Even with good care, yield naturally declines after a few months.

  • To maintain continuous harvest, stagger planting: sow a new batch of seeds every 4–6 weeks so fresh vines start fruiting when older ones decline.


👉 With these steps, you can often stretch the fruiting period to 4–5 months instead of the usual 2–3 months.